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A DVD with three "Money Lessons" for schools that sign up to participate in conference call.
The Basics of Checking ................................................................................................................................
Money makes the world go round, but it is up to you to manage it. It is never too early to start developing good money habits, and using a checking account is one of the easiest ways to begin. It helps you organize and balance your spending, to take care of everyday essentials and save for a rainy day. By taking this basic first step, you'll be well on your way to financial independence!
Saving & Investing .........................................................................................................................................
The best way to reach your goals in life is to make a plan for how to afford them. Although saving and investing may not be on the top of your "to do" list, it is important to start now because time is on your side! The longer you save and invest your money, the more "muscles" it will build and the more you will have. If you start today, you will be amazed at the financial possibilities for making your dreams come true!
Credit Cards ....................................................................................................................................................
Owning a credit card has both advantages and disadvantages, depending on how you use it. It seems to work like magic, but charging money on a card is accepting a loan that you need to pay back. If you make smart purchases, spend only what you can afford, and pay off your balance each month, a credit card can be an invaluable tool to help manage your money.
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SHARON EPPERSON
CNBC Senior Energy Correspondent & Personal Finance Correspondent
An award-winning journalist and author, Sharon Epperson is a highly respected expert on two issues that are on the top of the minds of investors and consumers around the world—commodity prices and personal financial security.
At CNBC, she covers the global energy and commodities markets daily from the floor of the New York Mercantile Exchange and contributes special reports on personal finance for the network and CNBC.com. She also appears frequently on NBC's Today and NBC Nightly News with Brian Williams, MSNBC and NBC affiliates nationwide.
Sharon brings her personal finance expertise to more than 46 million readers in over 700 newspapers through her columns in USA WEEKEND. Her articles have also appeared in The Wall Street Journal, The Washington Post, The Boston Globe, Self, Essence, Ebony and Time, where she covered business, culture, social issues and health prior to joining CNBC.
Her first book, The Big Payoff: 8 Steps Couples Can Take To Make The Most Of Their Money—And Live Richly Ever After (HarperCollins), was a finalist for the 2008 Books For A Better Life Awards, honoring works that have "changed the lives of millions." She also was a contributing writer in the book, The Experts' Guide To Doing Things Faster (Random House).
A graduate of Harvard and Columbia, Sharon is committed to improving financial literacy, especially among young people. She speaks frequently to national organizations, colleges and universities. An adjunct professor at Columbia University’s School of International Public Affairs, she teaches the importance of budgeting and long-term savings as a part of her course on professional development for graduate students interested in media careers.
She serves on the board of directors of the Council for Economic Education, which recently awarded her with the William A. Forbes Public Awareness Award. She also received the 2010 Making the Difference Award from the National Foundation For Credit Counseling for her distinguished public service. General Electric CEO Jeffrey Immelt and the African-American Forum at GE, CNBC's parent company, awarded her the 2010 ICON Growth Award for her leadership in working to improve financial literacy worldwide.
Sharon has received numerous honors for her journalistic achievements, including the Vanguard Award for her distinguished career in business and personal finance reporting from the National Urban League Guild, the All-Star Award from the Association of Women in Communications and the prestigious Gracie Allen Award from the American Women in Radio and Television for a series on female CEOs. She also has won awards from the New York Festivals, the New York Association of Black Journalists and the National Association of Black Journalists.
A Pittsburgh native, Sharon lives with her husband and two children in Westchester County, N.Y.
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